eLayaway

The benefits of using the eLayaway plan are as follows: free membership, more buying power, no credit checks or special qualifications, freedom from credit cards, flexible payment schedules, a tool for planning ahead, no hidden charges or mounting interest, trusted merchants, no risk, and security and identity protection.

eLayaway is the first automated payment system of its kind.  You are able to purchase products from participating merchants and choose the payment term, amount and frequency that fits into your budget.  The agreed upon payments are automatically deducted until the purchase is complete.  Once all payments have been received, your purchase will be shipped to you. 

Your membership with eLayaway is free.  All you need is a checking account with a bank routing number.  eLayaway only charges a one time transaction fee of 1.9% on the layaway total.  Once you find a product that the merchant offers on eLayaway click the "eLayaway Now" button.  eLayaway processes payments through a process called ACH.  ACH is a secure method of electronically transferring funds.  It's as simple as paying with a check.  You must be 18 years of age to use eLayaway.